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Top Citizenship and Residency
by Investment Programs 2026

Compare 40 active citizenship and residency by investment programs in 2026. Caribbean CBI from USD 200,000, European Golden Visas with EU passport pathways, Middle East and ASEAN residence permits, and South American rentista routes. Side-by-side data on investment thresholds, processing times, family inclusion, and passport mobility.

European Citizenship by Investment

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Turkey

Malta

Austria

Investment Options

Investment Amount

Application Processing time

Applicants

Requirement to Reside

Passport Validity

Program Advantages

Malta

Investment Options

Real estate purchase + government contribution

Real estate rental + government contribution

Investment Amount

From €350,000 + €28,000

Annual rent from €12,000 + €58,000

Application Processing time

4 to 6 months to in-principle approval

Applicants

  • Principal applicant, spouse, dependent children, dependent parents, dependent grandparents

Requirement to reside

No minimum stay requirement

Passport Validity

5-year residence card, renewable indefinitely

Program Advantages

  • EU residence with Schengen visa-free mobility under SL.217.26

  • Three-generation family inclusion in single application

  • No minimum physical presence requirement post-approval

  • Tax-efficient corporate structuring under Malta refundable tax credit framework

  • 5-year residence card with indefinite renewal subject to compliance

  • Administered by Residency Malta Agency, established post-2021 program track

Austria

Investment Options

Government Donation (Exceptional Services)

Active Business Investment

Investment Amount

from €3,000,000 (government donation, exceptional services)

from €10,000,000 (active business investment, job creation)

Application Processing time

24 to 36 months (highly discretionary)

Applicants

  • main applicant

  • spouse

  • children under 21 (financially dependent)

Requirement to reside

None

Passport Validity

10 years (Austrian passport)

Program Advantages

  • Only EU country offering discretionary citizenship for exceptional services (Article 10(6));

  • Citizenship granted by Council of Ministers; no formal residency requirement;

  • Visa-free travel to ~190 countries including USA, UK, Schengen Area, Japan;

  • Strict due diligence; outcomes are not guaranteed despite meeting thresholds;

  • Banking confidentiality and stable banking system; no currency exchange controls;

  • Tax liability only if Austria is chosen as primary residence; non-resident structure possible.

Turkey

Investment Options

Real Estate Purchase

Bank Deposit (Turkish Lira lock-in)

Investment Funds / Government Bonds

Investment Amount

from $400,000 (SPK-valued, 3-year hold)

from $500,000 (BDDK-regulated bank, 3-year lock)

from $500,000 (SPK-approved RE or VC funds, 3-year hold)

Application Processing time

6 to 9 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • disabled dependents (any age)

Requirement to reside

None

Passport Validity

10 years

Program Advantages

  • Real estate threshold $400K since June 2022 (was $250K); 3-year title deed annotation enforced;

  • Visa-free or visa-on-arrival to ~110-114 countries including Hong Kong, Singapore, Japan;

  • US E-2 Investor Visa Treaty access (live and work in US via business investment);

  • Long-term Schengen visa eligibility (not visa-free; Turkey is not in Schengen);

  • Dual citizenship permitted; no residency or language requirements;

  • G20 economy; double-tax treaties with 80+ countries; YUVAM account removed from 2025.

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European Golden Visas and Residence Permits

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Switzerland Residence Permit

Italy Elective Residency Visa

Italy Investor Visa

Andorra Passive Residence

Monaco

France Long-Stay Visiteur Visa

Malta Permanent Residence (MPRP)

Cyprus Permanent Residence

Latvia Golden Visa

Greece Long-Stay Residence Visa (Visa D)

Greece Golden Visa

Spain Non-Lucrative / Digital Nomad Visa

Portugal D7 / Digital Nomad Visa

Portugal Golden Visa

Investment Options

Investment Amount

Application Processing time

Applicants

Requirement to Reside

Permit Validity

Program Advantages

Portugal Golden Visa

Investment Options

Investment Funds (CMVM-regulated, no real estate exposure)

Cultural Heritage Donation

Scientific Research Contribution

Investment Amount

from €500,000

from €250,000 (€200K for low-density areas)

from €500,000

Application Processing time

12 to 24 months (AIMA backlog)

Applicants

  • main applicant

  • spouse

  • children under 26 (dependent, unmarried)

  • parents (financially dependent)

  • siblings under 26 (dependent, unmarried, no kids)

Requirement to reside

7 days per year

Passport Validity

2 years (renewable)

Program Advantages

  • Real estate ELIMINATED October 2023 under Mais Habitação law; capital transfer also abolished;

  • EU citizenship path extended in 2026: 7 years for EU/CPLP nationals, 10 years for all others;

  • Full Schengen Area mobility; family inclusion across 3 generations;

  • Minimum stay just 7 days per year (most flexible major EU residency program);

  • Administered by AIMA (Agency for Integration, Migration and Asylum) since 2024;

  • Citizenship eligibility clock starts from residence card issuance under 2026 Nationality Law reform.

Portugal D7 / Digital Nomad Visa

Investment Options

Passive Income (D7 Visa)

Digital Nomad Visa (D8, remote work)

Self-Employment / Entrepreneur (D2)

Investment Amount

passive income ~€870/month (1x Portuguese minimum wage)

Digital Nomad: ~€3,480/month (4x minimum wage)

savings buffer of ~€10,440 single applicant

Application Processing time

4 to 8 months

Applicants

  • main applicant

  • spouse

  • children under 26 (unmarried, dependent)

  • parents (financially dependent)

Requirement to reside

183 days/year (or 8 months with intervals)

Passport Validity

2 years (renewable)

Program Advantages

  • Lowest entry-cost EU residency by means (passive income or remote work);

  • EU citizenship path: 7 years EU/CPLP, 10 years others under 2026 Nationality Law reform;

  • NHR 2.0 (IFICI) tax regime for qualifying professionals in priority sectors;

  • Family reunification fast-track (spouse, children, dependent parents);

  • Schengen Area mobility; access to Portuguese healthcare and education;

  • Stay requirement: 183 consecutive days or 8 months/year with intervals.

Spain Non-Lucrative / Digital Nomad Visa

Investment Options

Non-Lucrative Visa (passive income, no work in Spain)

Digital Nomad Visa (remote work allowed)

Entrepreneur Visa (Spain Startup Law)

Investment Amount

passive income ~€2,762/month (400% IPREM) + ~€691/dependent

Digital Nomad: ~€2,762/month from remote employer

Entrepreneur: innovative business plan (no fixed minimum)

Application Processing time

3 to 4 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent, unmarried)

  • parents (financially dependent)

Requirement to reside

183 days per year (Non-Lucrative); flexible for Digital Nomad

Passport Validity

1 year initial (renewable for 2-year terms)

Program Advantages

  • Primary Spain residency alternatives after Golden Visa termination (April 2025);

  • EU citizenship eligible after 10 years legal residence (2 years for ex-colonies/Iberoamerican);

  • Digital Nomad Visa under Startup Law (Ley 28/2022): special 24% flat-tax regime;

  • Family inclusion: spouse, children under 18, financially dependent parents;

  • Schengen Area mobility; universal healthcare access for residents;

  • Non-Lucrative prohibits employment in Spain; Digital Nomad permits remote work for foreign employer.

Greece Golden Visa

Investment Options

Real Estate Tier 1 (Prime locations)

Real Estate Tier 2 (Other regions)

Real Estate Tier 3 (Conversion / Historic)

Investment Amount

from €800,000 (Athens, Thessaloniki, Mykonos, Santorini, islands 3,100+ pop)

from €400,000 (all other Greek regions)

from €250,000 (commercial-to-residential or historic restoration)

Application Processing time

8 to 10 months

Applicants

  • main applicant

  • spouse

  • children under 21 (dependent, unmarried)

  • parents (financially dependent)

Requirement to reside

None for residency; 183 days per year for citizenship

Passport Validity

5 years (renewable)

Program Advantages

  • Tiered location-based pricing introduced August 31, 2024 under Law 5100/2024;

  • 120 m² minimum single-property for €400K and €800K tiers (no fragmented portfolios);

  • Short-term rentals (Airbnb) BANNED for Golden Visa properties: €50,000 fine plus permit revocation;

  • No minimum stay requirement; visit required only for biometric capture;

  • Full Schengen Area mobility; family inclusion (spouse, children, parents);

  • EU citizenship path requires 7+ years legal residence (183 days/year minimum).

Greece Long-Stay Residence Visa (Visa D)

Investment Options

Financially Independent Person Visa (Long-Stay National Visa D)

Passive Income / Pension Demonstration

Digital Nomad Visa (alternative, remote work)

Investment Amount

passive income from €3,500/month (~€42K/year main applicant)

+20% for spouse, +15% per child (per applicant addition)

savings buffer of ~€48,000 in Greek bank account

Application Processing time

3 to 4 months

Applicants

  • main applicant

  • spouse

  • children under 21 (unmarried, financially dependent)

  • parents (financially dependent)

Requirement to reside

183 days per year

Passport Validity

2 years (renewable for 3-year terms)

Program Advantages

  • Passive income visa requires no investment; means-tested route to Greek residency;

  • EU citizenship eligible after 7 years legal residence (183 days/year minimum);

  • Greece Digital Nomad Visa (1-year renewable) alternative for remote workers (€3,500/month);

  • Schengen Area mobility; access to Greek healthcare and education;

  • No employment in Greece permitted under Visa D (Digital Nomad permits remote work for foreign employer);

  • Family inclusion: spouse, children under 21, financially dependent parents.

Latvia Golden Visa

Investment Options

Real Estate Purchase

Latvian Bank Subordinated Capital

Business / Company Investment

Investment Amount

from €250,000 real estate (single property)

from €280,000 bank/credit institution subordinated capital

from €50,000 business investment (Latvia company shares)

Application Processing time

3 to 4 months

Applicants

  • main applicant

  • spouse

  • children (unmarried, financially dependent)

Requirement to reside

None (1 day/year minimum to maintain residency)

Passport Validity

5 years (renewable as long as investment is maintained)

Program Advantages

  • First Golden Visa program in Europe (launched 2010);

  • EU citizenship eligible after 10 years legal residence (5 years language requirement);

  • Schengen Area mobility; visa-free access to 27 EU countries;

  • Government fee: €5,000 paid to Latvian budget;

  • Family inclusion: spouse and financially dependent unmarried children;

  • Investment must be maintained for full 5-year residency permit duration.

Cyprus Permanent Residence

Investment Options

Real Estate Purchase (new residential)

Commercial Real Estate

Cyprus Company Shares

Investment Amount

from €300,000 + VAT (new residential)

from €300,000 (commercial, new or resale)

from €300,000 (Cyprus company shares, 5+ employees)

Application Processing time

2 to 6 months

Applicants

  • main applicant

  • spouse

  • children under 25 (unmarried, dependent)

Requirement to reside

Visit once every 2 years

Passport Validity

Permanent (renew every 10 years)

Program Advantages

  • CBI program TERMINATED November 2020; current route is Permanent Residency under Regulation 6(2);

  • Annual income proof required: €50,000 from abroad (+€15K spouse, +€10K per child);

  • EU citizenship eligible after 8 years legal residence (continuous final 12 months);

  • Cyprus joining Schengen Area; eventual full Schengen mobility expected;

  • 12.5% corporate tax (lowest in EU); non-dom regime exempts dividends from SDC;

  • Visit once every 2 years to maintain status; no minimum stay required.

Malta Permanent Residence (MPRP)

Investment Options

Property Purchase Option

Property Rental Option

Government Contribution (required)

Investment Amount

Property Purchase: from €375,000 (Malta) or €300,000 (Gozo/South)

Property Rental: €14,000/year (Malta) or €10,000/year (Gozo/South)

Government Contribution: €60,000 (rental) or €30,000 (purchase)

Application Processing time

6 to 8 months

Applicants

  • main applicant

  • spouse

  • children under 29 (unmarried, financially dependent)

  • parents 55+ (financially dependent)

  • grandparents (financially dependent)

Requirement to reside

Visit Malta twice per year (no minimum stay)

Passport Validity

Permanent residence (5-year card, renewable)

Program Advantages

  • Net worth required: €500,000 (with €150,000 in financial assets);

  • Schengen Area mobility; visa-free travel to 27 EU countries;

  • EU citizenship eligible after 5 years residence (subject to integration, residency requirements);

  • Property and government contribution must be maintained for 5 years post-approval;

  • Non-dom tax regime: foreign income not taxed unless remitted to Malta;

  • Family inclusion: spouse, children, parents, grandparents under unified application.

France Long-Stay Visiteur Visa

Investment Options

Long-Stay Visiteur (VLS-TS Visiteur) Visa

Passive Income Demonstration

Talent Passport (alternative for skilled professionals)

Investment Amount

passive income equivalent to SMIC (~€1,802/month gross)

any amount in any bank (savings buffer typically ~€40K+)

no fixed investment required (means-tested)

Application Processing time

2 to 4 months

Applicants

  • main applicant

  • spouse

  • children under 25 (unmarried, dependent)

  • parents 65+ (financially dependent)

Requirement to reside

Recommended to visit France twice per year (full residency for citizenship)

Passport Validity

1 year (renewable, then multi-year card)

Program Advantages

  • EU citizenship eligible after 5 years legal residence (one of the fastest in EU);

  • No fixed investment; income/savings demonstration sufficient (no work permitted in France);

  • Schengen Area mobility; access to French healthcare (PUMA) after 3 months;

  • Family inclusion through reunification (spouse, children under 25, dependent parents);

  • Talent Passport (4-year) alternative for entrepreneurs, investors, skilled professionals;

  • EU passport: visa-free to ~190 countries; education and business in 27 EU member states.

Monaco

Investment Options

Property Purchase or Long-Term Rental

Bank Deposit (Monaco-authorized institution)

Passive Income / Self-Sustaining Means

Investment Amount

any amount (residential property purchase or rental)

from €500,000 bank deposit (Monaco-authorized bank)

passive income demonstration (proof of means)

Application Processing time

3 to 6 months

Applicants

  • main applicant 16 years and older

  • spouse

  • children under 18 (financially dependent)

Requirement to reside

Annual physical presence required for renewal

Passport Validity

1 year (renewable annually)

Program Advantages

  • Zero personal income tax for residents (most attractive tax regime in Europe);

  • Schengen Area access via French border (Monaco is not EU but enjoys de facto Schengen status);

  • Monaco citizenship eligible after 10 years residence (highly discretionary);

  • World-class banking, security, and lifestyle in 2 km² principality;

  • Mandatory health insurance and clean criminal record required;

  • Annual residency renewal verifies continued physical presence in Monaco.

Andorra Passive Residence

Investment Options

Category A Passive Residency (real estate / bonds / deposits)

Category B Active Residency (entrepreneurship)

Passive Income Demonstration

Investment Amount

from €600,000 (Andorran assets: property, bonds, deposit)

from €50,000 INAF non-interest-bearing deposit + €10K per dependent

passive income ~€46,560/year (300% Andorran minimum wage)

Application Processing time

2 to 4 months

Applicants

  • main applicant

  • spouse

  • children under 25 (unmarried, financially dependent)

Requirement to reside

90 days per year (Category A)

Passport Validity

2 years (renewable for 2-year terms)

Program Advantages

  • Lowest corporate tax in Europe (10%); maximum 10% personal income tax;

  • Andorran citizenship eligible after 20 years residence (must renounce original);

  • EU association agreement under negotiation (potential 2026-2027 Schengen access);

  • 90-day annual presence required; not full residency for citizenship;

  • INAF deposit refundable upon residency termination;

  • Children born in Andorra acquire Andorran nationality at majority (jus soli).

Italy Investor Visa

Investment Options

Innovative Startup Investment

Italian Company Share Investment

Italian Government Securities

Investment Amount

from €250,000 (innovative startup)

from €500,000 (Italian company shares)

from €2,000,000 (Italian government bonds)

Application Processing time

6 to 8 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • parents (financially dependent)

Requirement to reside

None (recommended visits for tax/integration planning)

Passport Validity

2 years (renewable for 3-year terms)

Program Advantages

  • Lowest threshold at €250K via innovative startup investment (one of EU's most affordable);

  • EU citizenship eligible after 10 years legal residence;

  • Flat-tax regime: €200K/year on all foreign-source income (Article 24-bis);

  • Schengen Area mobility; access to Italian healthcare and education;

  • Approved through Investor Visa for Italy Committee; no minimum stay required;

  • Family inclusion: spouse, dependent children, financially dependent parents.

Italy Elective Residency Visa

Investment Options

Elective Residency Visa (Visto per Residenza Elettiva)

Italian Property Required (purchased or rented)

Investment Amount

passive income ~€31,000/year single applicant

+20% for spouse, +5% per minor child

Italian property (purchase or 1-year rental, any amount)

Application Processing time

2 to 4 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent, unmarried)

  • parents (financially dependent)

Requirement to reside

183 days per year

Passport Validity

1 year (renewable; 5-year EU long-term after 5 years)

Program Advantages

  • Passive income visa for retirees and financially independent (NO employment in Italy);

  • EU citizenship eligible after 10 years legal residence;

  • Flat-tax regime for new residents: €200K/year on foreign-source income (Article 24-bis);

  • Schengen Area mobility; access to Italian healthcare via SSN registration;

  • Italian property requirement: purchase or long-term rental in applicant's name;

  • Family inclusion: spouse, dependent children, dependent parents (proportional income).

Switzerland Residence Permit

Investment Options

Lump-Sum Tax Agreement (Forfait Fiscal)

Business Investor Permit (Cantonal Discretion)

Investment Amount

Lump-sum tax: from CHF 250,000/year (canton-dependent)

Business Investment (cantonal economic-interest visa)

Application Processing time

6 to 9 months

Applicants

  • main applicant (non-EU/EFTA)

  • spouse

  • children under 18 (financially dependent)

Requirement to reside

183 days per year

Passport Validity

1 year initial B-permit (renewable; C-permit after 10 years)

Program Advantages

  • Lump-sum tax (forfait fiscal) ~CHF 250K-1M/year based on expenditure, varies by canton;

  • Cantons of Vaud, Valais, Geneva, Zug, Schwyz, Ticino accept lump-sum agreements;

  • Swiss citizenship eligible after 10 years residence (8 years from age 8-18 count double);

  • Schengen Area mobility; world-class banking and healthcare infrastructure;

  • 183 days/year minimum physical presence; cannot work for Swiss employer under lump-sum;

  • Federal tax abolished lump-sum in 2009 referendum; cantonal regimes remain.

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Caribbean Citizenship by Investment 

Mexico

Saint Lucia

Antigua and Barbuda

Dominica

Saint Kitts and Nevis

Grenada

Investment Options

Investment Amount

Application Processing time

Applicants

Requirement to Reside

Passport Validity

Program Advantages

Grenada

Investment Options

Donation to the National Transformation Fund (NTF)

Government-approved real estate

Investment Amount

from $235,000 (single or family of 4)

from $270,000 share (5-year hold)

Application Processing time

8 to 12 months (2026 IMA backlog)

Applicants

  • main applicant

  • spouse

  • children under 30 (dependent)

  • parents (financially dependent)

  • grandparents (any age, dependent)

  • unmarried siblings 18+ (no kids)

Requirement to reside

None (residency requirement under review for 2026)

Passport Validity

5 years

Program Advantages

  • Only Caribbean CBI with US E-2 Investor Visa Treaty (eligible after 3 years residency);

  • Visa-free or visa-on-arrival to ~140 countries including UK, Schengen, China, Russia, Singapore;

  • Zero tax on worldwide income, capital gains, inheritance, and wealth;

  • $50,000 state fee for single applicant or family of 4 (plus $25K per additional dependent);

  • Administered by Investment Migration Agency (IMA) Grenada under the 2013 CBI Act.

Saint Kitts and Nevis

Investment Options

Sustainable Island State Contribution (SISC)

Real Estate Share (7-year resale)

Approved Public Benefit Project (APBP)

Investment Amount

from $250,000 flat (single or family of 4)

from $325,000 share or $600,000 private

from $250,000 (APBP)

Application Processing time

4 to 6 months official; 6 to 8 real

Applicants

  • main applicant

  • spouse

  • children under 30 (dependent)

  • parents 55 years and older

  • grandparents (any age, dependent)

  • siblings under 30 (unmarried, no kids)

Requirement to reside

None

Passport Validity

10 years

Program Advantages

  • World's first CBI program, operational since 1984;

  • Visa-free or visa-on-arrival to ~150 countries including UK, Schengen, Singapore;

  • SISC $250K flat for family of 4 (most cost-efficient family pricing in Caribbean);

  • Mandatory biometric collection starts April 14, 2026 at CIU pre-approval;

  • No residency requirement; dual citizenship permitted.

Dominica

Investment Options

Economic Diversification Fund (EDF) Donation

Government-approved real estate

Investment Amount

from $200,000 single; $250,000 family of 4

from $200,000 (3-year hold; 5 years for CBI resale)

Application Processing time

3 to 9 months

Applicants

  • main applicant

  • spouse

  • children under 30 (dependent)

  • parents 65 years and older (dependent)

  • grandparents (any age, dependent)

Requirement to reside

None

Passport Validity

10 years

Program Advantages

  • World's oldest CBI program, operational since 1993 under Citizenship by Investment Act Cap. 1.2;

  • Visa-free or visa-on-arrival to ~145 countries including UK, Schengen, China, Singapore, Hong Kong;

  • Lowest entry-point Caribbean CBI: $200,000 minimum for a single applicant;

  • Zero tax on worldwide income, capital gains, inheritance, and wealth;

  • Mandatory virtual interview for all applicants 16+ ($1,000 per interview); authorized agent required.

Antigua and Barbuda

Investment Options

National Development Fund (NDF) Donation

University of the West Indies (UWI) Fund

Government-approved real estate

Investment Amount

from $230,000 (family of 4)

from $260,000 (family of 6+ with UWI scholarship)

from $300,000 (5-year hold)

Application Processing time

4 to 7 months (current backlog)

Applicants

  • main applicant

  • spouse

  • children under 30 (plus their spouses and children)

  • parents 55+ (dependent)

  • grandparents 55+ (dependent)

  • unmarried siblings (any age) of applicant or spouse

Requirement to reside

5 days within first 5 years

Passport Validity

5 years (renewable, requires 5-day visit)

Program Advantages

  • Visa-free or visa-on-arrival to ~150 countries including UK (6 months), Schengen, Singapore, Hong Kong;

  • Exclusive UWI scholarship: one full-tuition university scholarship per CBI family (approx $50K/year value);

  • Most generous family inclusion in Caribbean: covers grandparents and unmarried siblings of any age;

  • Zero personal income, capital gains, inheritance, and wealth tax;

  • US visa restrictions effective January 1, 2026 (Presidential Proclamation 10998) for new B-1/B-2/F/M/J visas;

  • Mandatory virtual interview for all applicants 16+ (since November 2023); 5-day visit required in first 5 years.

Saint Lucia

Investment Options

National Economic Fund (NEF) Donation

Government-approved real estate

National Action Government Bonds (NAB)

Investment Amount

from $240,000 (single or family of 4)

from $300,000 (5-year hold)

from $300,000 NAB (5-year refundable) + $50K admin fee

Application Processing time

3 to 9 months

Applicants

  • main applicant

  • spouse

  • children under 30 (dependent)

  • parents 55+ (financially dependent)

  • grandparents (dependent)

  • unmarried siblings under 18 (no kids)

Requirement to reside

None

Passport Validity

10 years (5 years for minors)

Program Advantages

  • Most flexible Caribbean CBI: 4 investment routes including refundable government bonds;

  • Visa-free or visa-on-arrival to ~145 countries including Schengen, Singapore, Hong Kong;

  • UK visa requirement REINSTATED effective March 5, 2026 (replaces visa-free entry);

  • Zero tax on worldwide income, capital gains, inheritance, and wealth;

  • Pre-approval model: investment only after Letter of Approval from CBI Unit;

  • Mandatory virtual interview for all applicants 16+ under CBI Act No. 14 of 2015.

Mexico

Investment Options

Temporary Resident Visa (financial solvency)

Permanent Resident Visa (direct, via solvency)

Citizenship by Descent (Mexican ancestry)

Investment Amount

monthly income ~$4,400 OR savings ~$74,000 (12 months)

monthly income ~$10,950 OR savings ~$294,000 (24 months)

Mexican parent/grandparent required

Application Processing time

4 to 8 weeks (residency); 2 to 5 years to citizenship

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • parents (dependent, for permanent residency)

Requirement to reside

Yes (for residency renewal and citizenship eligibility)

Passport Validity

6 or 10 years

Program Advantages

  • Visa-free or visa-on-arrival to ~159 countries including Schengen, UK, Japan;

  • TN visa eligibility under USMCA (professionals can work in US/Canada);

  • Citizenship after 5 years of legal residency (2 years for Iberoamerican/Spanish-speaking nationals);

  • No global income tax for non-tax-residents; territorial-style treatment for many sources;

  • Family inclusion under unified household; spouse and minor children included;

  • Citizenship by descent route available for grandchildren of Mexican nationals.

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Citizenship by Investment - Middle East & Asia

Vanuatu

Cambodia

Jordan

Egypt

Investment Options

Investment Amount

Application Processing time

Applicants

Requirement to reside

Passport Validity

Program Advantages

Egypt

Arrow to navigate

Investment Options

Government Donation (non-refundable)

Real Estate Purchase

Business Investment

Investment Amount

from $250,000 non-refundable government donation

from $400,000 real estate purchase

from $400,000 business investment (Egyptian company)

Application Processing time

6 to 9 months

Applicants

  • main applicant

  • spouse (or both spouses, 2-year naturalization)

  • children under 21 (unmarried)

Requirement to reside

None

Passport Validity

10 years (renewable)

Program Advantages

  • One of the newest CBI programs globally (launched 2019, Law No. 190 of 2019);

  • US E-2 Treaty Investor Visa eligibility for Egyptian citizens;

  • Visa-free or visa-on-arrival to ~50 countries (Egyptian passport visa-free rank improving);

  • Dual citizenship permitted; no residency requirement for citizenship application;

  • $250K government donation route is one of cheapest direct-donation CBI routes globally;

  • Spouse can also acquire citizenship after 2 years; family included in unified application.

Jordan

Arrow to navigate

Investment Options

Central Bank Zero-Interest Deposit

Government Treasury Bonds

Jordanian Company Shares

Investment Amount

from $1,000,000 zero-interest Central Bank deposit (3 years)

from $1,000,000 Treasury bonds (10-year hold)

from $1,500,000 Jordanian company shares (5-year hold)

Application Processing time

3 to 6 months

Applicants

  • main applicant

  • spouse

  • children under 18 (unmarried, dependent)

  • financially dependent parents

Requirement to reside

None (except for bank deposit option)

Passport Validity

10 years (renewable)

Program Advantages

  • Visa-free or visa-on-arrival to ~53 countries including Hong Kong, Malaysia, Turkey;

  • US E-2 Treaty Investor Visa eligibility (Jordan is on E-2 Treaty list);

  • Long-term US tourist visas more accessible for Jordanian passport holders;

  • Dual citizenship permitted; no residency requirement to maintain citizenship;

  • One of the few stable Middle East CBI programs (launched 2018, Decision No. 6171);

  • Mandatory due diligence; investment must be maintained for prescribed holding period.

Cambodia

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Investment Options

Donation to the Royal Government

Government-approved project investment

Investment Amount

from $245,000

from $305,000 (practical all-in often $1M)

Application Processing time

6 to 9 months

Applicants

  • main applicant

  • spouse

  • children under 18 (concurrent application after Royal Decree approval)

Requirement to reside

None (3 short visits required during process)

Passport Validity

10 years

Program Advantages

  • Only ASEAN bloc CBI program; ~56-country visa-free or visa-on-arrival (Henley 2026 rank 85);

  • Land ownership rights (foreigners limited to condominiums);

  • Dual citizenship permitted; territorial taxation;

  • Citizenship granted by Royal Decree from His Majesty the King.

Vanuatu

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Investment Options

Development Support Programme (DSP)

Real Estate Option Program (REO)

Investment Amount

from $130K single, $150K couple, $180K family of 4

from $200,000 (5-year hold)

Application Processing time

45 to 60 days (fastest CBI globally)

Applicants

  • main applicant

  • spouse

  • children under 25 (dependent)

  • parents 50+ (financially dependent)

Requirement to reside

None

Passport Validity

10 years

Program Advantages

  • Fastest CBI program globally: 45 to 60 day processing;

  • Zero personal income, capital gains, inheritance, and property tax;

  • EU Schengen visa-free access REVOKED December 12, 2024 (EU Council Regulation);

  • UK visa-free access withdrawn August 16, 2023;

  • Current visa-free or visa-on-arrival to ~95 countries including Hong Kong, Singapore, Russia, Malaysia;

  • Eligible for 5-year US B-1/B-2 visitor visa (up to 180 days per year).

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Residency by Investment - South America

Uruguay

Paraguay

Chile

Argentina

Investment Options

Investment Amount

Application Processing time

Applicants

Requirement to reside

Passport Validity

Program Advantages

Argentina flag

Argentina

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Investment Options

Citizenship by Investment (CBI) under DNU 366/2025

Visa Rentista (passive income)

Visa de Inversionista

Investment Amount

from USD 500,000 qualifying investment (final amount pending under DNU 366/2025)

from USD 2,000/month equivalent in ARS (rentista)

from USD 70,000 business investment (inversionista)

Application Processing time

CBI up to 24 months; residency routes 3 to 6 months

Applicants

  • main applicant

  • spouse

  • children under 21 (financially dependent)

  • parents (financially dependent)

Requirement to reside

CBI: None; residency routes: 180 days per year initially

Passport Validity

10 years (Argentine passport after citizenship)

Program Advantages

  • Tax exemption status under DNU 366/2025 for new naturalized citizens; favorable treatment of foreign-source income;

  • Direct path to citizenship via CBI under DNU 366/2025; or via 2 years permanent residency under Migration Law 25.871 Article 23(b);

  • Argentine passport offers visa-free access to ~171 countries including Schengen and UK;

  • Mercosur bloc passport access; jus soli citizenship for children born in Argentina;

  • Family inclusion: spouse, dependent children under 21, and financially dependent parents under unified application;

  • CBI investment thresholds under Ministry of Economy and APCI review; residency available via Rentista, Inversionista, or Pensionado categories;

Chile flag

Chile

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Investment Options

Subcategoria Rentista (passive income)

Subcategoria Jubilado (retirement)

Subcategoria Pensionado

Investment Amount

from USD 1,000 to USD 1,500/month passive income

pension income proof (no minimum, stable required)

pension or retirement income (proof required)

Application Processing time

6 to 12 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • parents (financially dependent)

Requirement to reside

180+ days per year on Residencia Temporal

Passport Validity

1 to 2 years renewable; permanent residency after 2 years

Program Advantages

  • Passive-income route via Subcategoria Rentista under Law 21.325 (Chile migration framework);

  • Chilean citizenship eligible after 5 years of legal residence;

  • 3-year tax exemption on foreign-source income (extendable +3 years via SII application);

  • Chilean passport offers visa-free access to ~174 countries including Schengen, UK, US;

  • OECD-member economy with stable democracy and sophisticated banking infrastructure;

  • Digital SERMIG application accepted from abroad under Law 21.325 framework.

Paraguay flag

Paraguay

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Investment Options

SUACE Bank Deposit (direct permanent residency)

Business Investment (Paraguay company setup)

Real Estate or Agricultural Investment

Investment Amount

from USD 5,000 deposit in Paraguayan bank (lowest globally)

from USD 70,000 business activity or Paraguay LLC

from USD 100,000 real estate or agricultural investment

Application Processing time

3 to 6 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • parents (dependent)

Requirement to reside

No minimum stay; periodic re-entry for cedula validity

Passport Validity

5 to 10 years (Paraguayan passport after citizenship)

Program Advantages

  • Lowest-cost permanent residency globally: USD 5,000 SUACE bank deposit;

  • Paraguayan citizenship eligible after 3 years of permanent residence (one of fastest globally);

  • Territorial tax system: foreign-source income generally not taxed for residents and non-residents;

  • Mercosur bloc passport access; visa-free to ~146 countries;

  • SUACE simplified online application portal; can be filed from abroad with attorney representation;

  • No physical residency or language test required; family inclusion under unified application.

Uruguay flag

Uruguay

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Investment Options

Rentista (passive income under Law 20.446)

Pensionado (retirement)

Inversionista (business or real estate investment)

Investment Amount

from USD 1,500 to USD 2,000/month passive income

pension income proof (no minimum, stable required)

from USD 380,000 real estate or business investment

Application Processing time

6 to 18 months

Applicants

  • main applicant

  • spouse

  • children under 18 (financially dependent)

  • parents (financially dependent)

Requirement to reside

183 days per year initially; flexible after permanent residency established

Passport Validity

10 years (Uruguayan passport after citizenship)

Program Advantages

  • Permanent residency directly under Law 20.446; no temporary status intermediate;

  • Uruguayan citizenship eligible after 3 years (married) or 5 years (single) of legal residence;

  • Territorial-style tax with 6-year holiday on foreign-source income (optional 7% flat thereafter);

  • Strongest rule-of-law and democracy index in Latin America; Mercosur bloc passport;

  • Uruguayan passport visa-free to ~155 countries including Schengen, UK, Japan;

  • Family inclusion: spouse, dependent children, dependent parents under unified application.

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FAQ

Frequently Asked Questions About Top Citizenship and Residency Programs

Quick answers to the most common questions about the world's top citizenship and residency by investment programs in 2026.

Which Citizenship by Investment Program Is Cheapest in 2026?

Dominica Citizenship by Investment is the lowest-priced Caribbean CBI at USD 200,000 for a single applicant via the Economic Diversification Fund. Vanuatu CBI is structurally cheaper at USD 130,000 single under the Development Support Programme, but lost EU Schengen visa-free access in December 2024. For families of four, Antigua and Barbuda starts at USD 230,000 via the National Development Fund.

Which Citizenship by Investment Program Is Fastest?

Vanuatu Citizenship by Investment processes in 45 to 60 days, making it the fastest CBI program globally. Cambodia averages 4 to 5 months. Caribbean CBI programs (Grenada, Saint Kitts, Saint Lucia, Antigua, Dominica) typically process in 3 to 9 months, with Antigua and Barbuda currently running 4 to 7 months due to backlog and Grenada extended to 8 to 12 months under the 2026 IMA review.

Which Golden Visa Offers the Fastest Path to EU Citizenship?

Portugal Golden Visa offers the fastest EU citizenship route at 5 years of legal residence with minimal physical stay (just 7 days per year). Under the 2026 Nationality Law reform, the path extended to 7 years for EU and CPLP nationals and 10 years for all others. France Long-Stay Visiteur also qualifies for naturalization after 5 years of legal residency.

Which Programs Include Parents and Grandparents in the Application?

Caribbean CBI programs offer the most generous family inclusion. Antigua and Barbuda covers grandparents and unmarried siblings of any age. Saint Kitts, Saint Lucia, Dominica, and Grenada include parents and grandparents. Cambodia CBI includes dependent parents. Malta MPRP includes parents and grandparents. Most other programs limit inclusion to spouse and dependent children only.

Which Programs Give Visa-Free Schengen Access?

Caribbean CBI passports (Saint Kitts, Antigua, Dominica, Grenada, Saint Lucia) provide visa-free Schengen access of approximately 145 to 150 countries total. Vanuatu CBI lost EU Schengen visa-free access on December 12, 2024 under EU Council Regulation. Cambodia, Jordan, and Egypt CBI passports do not provide visa-free Schengen entry but allow long-term Schengen visa applications.

Which Programs Have No Physical Residency Requirement?

Citizenship by Investment programs generally require no residency: Grenada, Dominica, Saint Kitts and Nevis, Saint Lucia, Cambodia, Vanuatu, Egypt, Jordan, and Austria all permit applicants to acquire citizenship without relocating. Antigua and Barbuda requires 5 days within the first 5 years. UAE Golden Visa and Cyprus Permanent Residence require minimal visits, while most European Golden Visa programs require 7 days to 183 days per year.

Which Residency by Investment Leads to a Powerful Passport?

Singapore Global Investor Programme leads to the most powerful passport globally, ranking first on the Henley Passport Index with visa-free access to approximately 190 countries. Switzerland, Italy, Spain, and Portugal all lead to EU passports with similar mobility around 188 to 190 countries. France Long-Stay Visiteur and Greece Golden Visa also unlock the EU passport after 5 to 7 years of legal residence.

Which Programs Are Eligible for the US E-2 Investor Visa Treaty?

Grenada is the only Caribbean CBI program with US E-2 Treaty Investor Visa eligibility, available after 3 years of citizenship. Turkey Citizenship by Investment, Egypt Citizenship by Investment, and Jordan Citizenship by Investment all qualify for E-2 visas directly. Austria, Italy, Singapore, and most European countries are also on the E-2 treaty list. Vanuatu, Cambodia, Saint Kitts, Dominica, Antigua, and Saint Lucia are not eligible.

What Is the Lowest Investment to Obtain EU Residency in 2026?

Portugal D7 Visa requires just passive income of around EUR 870 per month (one Portuguese minimum wage) with no fixed investment threshold. Italy Elective Residency Visa requires passive income of approximately EUR 31,000 per year. Italy Investor Visa starts at EUR 250,000 in an innovative startup. Latvia Golden Visa allows business investment from EUR 50,000. Greece Long-Stay Visa D is means-tested at EUR 3,500 per month income.

What Is the Difference Between Citizenship and Residency by Investment?

Citizenship by Investment grants a passport with full national rights, voting, and permanent travel mobility, typically in 4 months to 1 year. Residency by Investment grants a renewable visa allowing the holder to live, work, and access services in the country, with citizenship eligible only after 4 to 10 years of legal residence. CBI is faster and lifetime; residency is cheaper upfront and requires ongoing renewal.

Which South American Countries Offer Residency by Passive Income?

Several South American countries offer residency by demonstrating stable passive income. Argentina Visa Rentista requires roughly USD 2,000 per month and grants citizenship after 2 years of permanent residency under Migration Law 25.871. Chile Subcategoria Rentista needs around USD 1,000 to 1,500 per month under Law 21.325. Uruguay Rentista under Law 20.446 requires approximately USD 1,500 to 2,000 per month and grants citizenship in 3 to 5 years.

What Is the Lowest-Cost Permanent Residency in the World?

Paraguay offers the lowest-cost permanent residency program globally. Applicants deposit USD 5,000 in a Paraguayan bank under the SUACE framework and receive permanent residency directly within 3 to 6 months. There is no minimum stay requirement, no language test, and citizenship becomes eligible after 3 years of legal residence. Paraguay also operates a territorial tax system that exempts foreign-source income.

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Victoria

Lead Attorney at ÌÇÐÄÊÓÆµ

Victoria

Global Mobility Advisor at ÌÇÐÄÊÓÆµ